BANK OF INDIA CREDIT RISK FUND-REG(G)

Product name	Return type	1 yr(%)	3 yr(%)	5 yr(%)
BANK OF INDIA CREDIT RISK FUND-REG(G)	market linked	6.65 %	40.06 %	-2.70 %
BenchMark : CRISIL Credit Risk Debt Index	BenchMark Return	-	-	-
Value of Rs. 1,00,000 Invested	current value	106650	274753	87209

scheme objective	The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Category	Mutual Fund > Debt > Credit Risk Fund
Fund Type	Open Ended
Fund Manager	Alok Singh
Minimum Amount for Lumpsum Investment (Rs.)	5000
Minimum Amount for SIP Investment (Rs.)	5000
Nav Date	03/05/2024
Nav	11.46
AUM (Cr.)	137.49
AUM Date	30/04/2024
Expense Ratio Currently	1
Expense Ratio Date Currently	31/03/2024
Modified Duration(Yrs)	0.65
Modified Duration Date(Yrs)	31/03/2024
YTM	7.06
YTM Date	31/03/2024
Entry Load	NIL
Exit Load	4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after
Tax Treatment of Income	Short Term capital gains made on redemptions within three years of investment added to investor income, Long term capital gains taxed at 20% with or without indexation
Tax Benefit on Investment
Withdrawal	Anytime
Pros
Cons
Risk Factor	All investments in mutual funds are subject to market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market and there can be no assurance that the fund's objectives will be achieved. Past performance of the Fund does not indicate the future performance of the Schemes of the Fund.