M&M FINANCE SERVICES LIMITED

Period (months)	Monthly Income Plan	Quaterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
12	-	7.00 %	7.05 %	7.20 %	7.20 %
Minimum Amount (Rs)		10000	10000	10000	10000
Maximum Amount(Rs)		10000	5000000	5000000	5000000

Duration	12
Issuer	M&M Finance Services Limited
Institution	FINANCE COMPANY
Credit Rating	FAAA by CRISIL
Cheque in Favour of	MMFSL-Fixed Deposits
Tax Treatment of Income	Taxable returns
Tax Benefit on Investment	Not Applicable
Withdrawal	Option available with penalty
Specifications	Suitable for investors looking for safety or who are in low tax bracket
Pros	Guranteed returns, High safety, 0.25% extra for senior citizen
Cons	Taxable returns