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Guaranteed returns investment options should be chosen depending upon the time period of planned investment, risk associated with the investment option and whether one needs regular return or cumulative fund at the end of the investment period. After carefully examining the three points mentioned above, one can choose investment option(or a combination of various options) which offers higher post-tax returns.

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Risk Factor : All investments in mutual funds are subject to market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market and there can be no assurance that the fund's objectives will be achieved. Past performance of the Fund does not indicate the future performance of the Schemes of the Fund.