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(435 Client Reviews)
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Protection Plans Wealth Plans Child Plans Retirement Plans Health Plans
  Plan Name Type Objective Brochure
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87
BIRLA SUNLIFE FORTUNE ELITE PLAN Unit Linked A plan designed to provide insurance coverage with an opportunity of wealth preservation and enhancement.
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Suitability For young and middle aged investors looking for life cover and investment in one plan.
Min Age 1 years
Max Age 55 years
Min Premium Rs. 40000
Min Term 20 years
Max Term 40 years
Min Sum Assured Rs. 400000
Max Sum Assured -
Maturity Benefit Fund Value
Death Benefit Refer policy brochure
Riders Not available
Premium Payment Options Yearly/ Half yearly/ Quarterly/ Monthly
Investment Options 3 Investment Options
Surrender Facility Available after 5 policy years
Loan on Policy Not available
Partial Withdrawal Available after 5 policy years.
Tax Benefit on Investment Available under section 80C of ther Income Tax Act, 1961
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961
Pros Guaranteed additions and flexibility to add top-ups whenever you have additional savings.
Cons
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85
BIRLA SUNLIFE GUARANTEE FUTURE PLAN Traditional A plan that enables you to meet financial requirements at various stages of life with financial security to your family.
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Suitability For individuals looking for financial security with guaranteed benefits.
Min Age 18 years
Max Age 50 years
Min Premium Rs. 10000
Min Term 8 years
Max Term 20 years
Min Sum Assured Rs. 100000
Max Sum Assured -
Maturity Benefit Guaranteed maturity benefit depends upon option, frequency of premium payment and annual premium payable.
Death Benefit Guaranteed death benefit plus maturity benefit plus guaranteed income (option B)
Riders Available
Premium Payment Options Yearly/Half-yearly/Quarterly/Monthly
Investment Options Not available
Surrender Facility Available after 3 policy years.
Loan on Policy Not available
Partial Withdrawal Not available
Tax Benefit on Investment Available under section 80C of the Income Tax Act, 1961
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961
Pros Both sum assured and maturity benefits available to family in case of death.
Cons
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78
BIRLA SUNLIFE INCOME ASSURED PLAN Traditional To provide assured income from the end of the premium-paying term till maturity and life insurance coverage.
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Suitability For middle aged people looking to invest for regular income
Min Age 8 years
Max Age 60 years
Min Premium -
Min Term 15 years
Max Term 25 years
Min Sum Assured Rs. 100000
Max Sum Assured -
Maturity Benefit Sum Assured+Guaranteed Additions+Increased Accrued Income(if opted)
Death Benefit Sum Assured+Guaranteed Additions+Increased Accrued Income(if opted)
Riders Waiver of Premium
Premium Payment Options Annual/Half Yearly/Quarterly/Monthly
Investment Options Not Applicable
Surrender Facility Available after 2/3 years premium has been paid
Loan on Policy Available upto 85% of surrender value
Partial Withdrawal Not Applicable
Tax Benefit on Investment Available under section 80C of Income Tax Act
Taxation on Income Tax free under section 10(10D) of Income Tax Act
Pros Assured Income of 8.0% of Sum Assured per annum payable monthly after the premium-paying term till maturity of the policy
Cons Guaranteed additions of 7-10% of sum assured every year after premium paying term till maturity of policy
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82
BIRLA SUNLIFE REGULAR RETURNS PLAN Traditional A plan is designed to offer liquidity, savings and financial protection.
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Suitability For individuals looking for regular income with life cover.
Min Age 13 years
Max Age 45 years
Min Premium -
Min Term 20 years
Max Term -
Min Sum Assured Rs. 200000
Max Sum Assured -
Maturity Benefit Accrued bonuses minus non-guaranteed survival benefits.
Death Benefit Sum assured plus accrued bonuses.
Riders Available
Premium Payment Options Yearly/Half-yearly/Quarterly/Monthly
Investment Options Not available
Surrender Facility Available after 3 policy years.
Loan on Policy Available upto 85% of surrender value.
Partial Withdrawal Not available
Tax Benefit on Investment Available under section 80C & 80D of the Income Tax Act, 1961
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961
Pros Survival benefits from 5th Policy Year.
Cons
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75
BIRLA SUNLIFE SAVINGS PLAN Traditional A plan that helps you save money regularly and enables its steady growth over time
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Suitability For Individual looking to save money on regular basis for long duration
Min Age 18 years
Max Age 50 years
Min Premium -
Min Term 10 years
Max Term 20 years
Min Sum Assured Rs. 30000
Max Sum Assured Rs. 1000000
Maturity Benefit Sum Assured plus Accrued Guaranteed additions plus Accrued regular bonuses plus Terminal bonus(if any)
Death Benefit Guaranteed Death Benefit; plus Guaranteed Additions; plus Accrued regular bonuses plus Terminal bonus(if any)
Riders In built accidental death benefit
Premium Payment Options Annual/Half Yearly/Quarterly/Monthly
Investment Options Not Available
Surrender Facility Available after 3 years
Loan on Policy Available
Partial Withdrawal Not Available
Tax Benefit on Investment Available under section 80C of Income Tax Act
Taxation on Income Tax free under section 10(10D)
Pros Guaranteed Additions for the first 5 policy years, Auto Cover Continuation, Additional Sum Assured in case of Accident
Cons Conservative returns
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77
BIRLA SUNLIFE VISION ENDOWMENT PLAN Traditional A limited pay period plan that offers growth in your savings with accrued bonuses starting from the first policy year
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Suitability For Individuals looking for limited pay period traditional policy
Min Age 1 years
Max Age 55 years
Min Premium Rs. 10000
Min Term 20 years
Max Term 20 years
Min Sum Assured Rs. 100000
Max Sum Assured -
Maturity Benefit Maturity Sum Assured plus Accrued bonuses plus Terminal bonus(if any)
Death Benefit Sum Assured plus Accrued bonuses plus Terminal bonus(if any)
Riders In-built Accidental Death benefit
Premium Payment Options Annual/half Yearly/Monthly
Investment Options Not Available
Surrender Facility Available
Loan on Policy Available
Partial Withdrawal Not Available
Tax Benefit on Investment Available under section 80C of Income Tax Act
Taxation on Income Tax free under section 10(10D)
Pros Limited pay term of 7/10 years, Accidental Death benefit(with certain exclusions)
Cons Conservative returns
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84
BIRLA SUNLIFE VISION ENDOWMENT PLUS PLAN Traditional A plan that offers growth in your savings in form of bonuses starting from first policy year with flexibility to choose death benefits option.
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Suitability For individuals looking for growth in savings with life cover.
Min Age 30 days
Max Age 60 years
Min Premium Rs. 7000
Min Term 7 years
Max Term 20 years
Min Sum Assured Rs. 100000
Max Sum Assured -
Maturity Benefit Sum assured plus accrued bonuses plus terminal bonus.
Death Benefit Sum assured plus accrued regular bonuses plus terminal bonus.
Riders Available
Premium Payment Options Yearly/ Half-yearly/ Quarterly/ Monthly
Investment Options Not available
Surrender Facility Available after 3 policy years.
Loan on Policy Available upto 85% of surrender value.
Partial Withdrawal Not available
Tax Benefit on Investment Available under section 80C of the Income Tax Act, 1961.
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961.
Pros Regular bonus from first policy year.
Cons
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74
BIRLA SUNLIFE VISION LIFE INCOME PLAN Traditional A whole life plan that provides you with a steady yearly income and whole life cover
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Suitability For individuals looking for regular income and whole life cover
Min Age 1 years
Max Age 60 years
Min Premium Rs. 18000
Min Term 15 years
Max Term 100 years
Min Sum Assured Rs. 200000
Max Sum Assured -
Maturity Benefit Sum Assured Plus Terminal Bonus(if any)
Death Benefit Sum Assured plus accrued bonuses plus terminal bonus(if any)
Riders Available
Premium Payment Options Annual/Half Yearly/Quarterly/Monthly
Investment Options Not Available
Surrender Facility Available
Loan on Policy Available
Partial Withdrawal Not Available. However, 5% of the Sum Assured guaranteed plus bonus paid every year
Tax Benefit on Investment Available under section 80C of Income Tax Act
Taxation on Income Tax free under section 10(10D)
Pros 5% of the Sum Assured guaranteed plus bonus every year after premium paying term, Whole Life cover
Cons Minimum payment tenure is 15 years
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76
BIRLA SUNLIFE VISION LIFE SECURE PLAN Traditional A plan is designed to provide long term savings growth and whole life cover
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Suitability For Individuals looking for long term savings and security to family with whole life risk cover
Min Age 1 years
Max Age 60 years
Min Premium Rs. 12000
Min Term 15 years
Max Term 35 years
Min Sum Assured Rs. 200000
Max Sum Assured -
Maturity Benefit Sum Assured plus Accrued Bonuses plus Terminal Bonus(if any)
Death Benefit Guaranteed Death Benefit plus Accrued Bonuses plus Terminal Bonus(if any)
Riders Available
Premium Payment Options Annual/Half Yearly/Quarterly/Monthly
Investment Options Not Available
Surrender Facility Available
Loan on Policy Available
Partial Withdrawal Not Available
Tax Benefit on Investment Available under section 80C of Income Tax Act
Taxation on Income Tax free under section 10(10D)
Pros Death Benefit continues even after Maturity Benefit is paid
Cons Conservative returns
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83
BIRLA SUNLIFE VISION MONEYBACK PLUS PLAN Traditional A plan is designed to provides for lump sum payouts at regular intervals to meet interim financial requirements alongwith life cover.
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Suitability For indiviuals looking for payouts at regular intervals with life cover.
Min Age 13 years
Max Age 45 years
Min Premium -
Min Term 10 years
Max Term 25 years
Min Sum Assured Rs. 100000
Max Sum Assured -
Maturity Benefit Accrued bonuses plus terminal bonus.
Death Benefit Sum assured plus accrued bonuses plus terminal bonus.
Riders Available
Premium Payment Options Yearly/ Half-yearly/Quarterly/ Monthly
Investment Options Not available
Surrender Facility Available after 3 policy years.
Loan on Policy Available upto 85% of surrender value.
Partial Withdrawal Not available
Tax Benefit on Investment Available under section 80C of ther Income Tax Act, 1961
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961
Pros On 4th or 5th policy year, receive survival benefit.
Cons
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86
BIRLA SUNLIFE WEALTH ASPIRE PLAN Unit Linked A plan that enables you to achieve specific goals at different stages of life alongwith growth in your investment and life cover.
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Suitability For individuals looking for growth in their investment with life cover.
Min Age 30 days
Max Age 50/55/60 years
Min Premium Rs. 30000
Min Term 10 years
Max Term 20/35/40 years
Min Sum Assured Rs. 300000
Max Sum Assured -
Maturity Benefit Fund value
Death Benefit Refer policy brochure
Riders Not available
Premium Payment Options Yearly/ Half yearly/ Quarterly/ Monthly
Investment Options 4 Investment Options
Surrender Facility Available after 5 policy year.
Loan on Policy Not available
Partial Withdrawal Available after 5 policy years.
Tax Benefit on Investment Available under section 80C of the Income Tax Act, 1961
Taxation on Income Tax free under section 10(10D) of the Income Tax Act, 1961
Pros Guaranteed additions and wide range of options for fund management.
Cons
Contact Us Application Form
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72
BIRLA SUNLIFE WEALTH ASSURE PLAN Unit Linked A plan that enables your wealth to grow steadily over time providing you a secure financial future to meet your needs at different stages of life
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Suitability For young and middle aged individuals looking for insurance and investment in one plan
Min Age 8 years
Max Age 65 years
Min Premium Rs. 100000
Min Term 10 years
Max Term 30 years
Min Sum Assured -
Max Sum Assured -
Maturity Benefit Fund Value
Death Benefit Basic Sum Assured plus Fund Value
Riders Available
Premium Payment Options Annual/Monthly
Investment Options 3 Investment Options
Surrender Facility Available
Loan on Policy
Partial Withdrawal Available
Tax Benefit on Investment Available under section 80C(subject to conditions)
Taxation on Income Taxfree under section 10(10D) (subject to conditions)
Pros Guaranteed Additions, Sum Assured plus Fund Value as Death Benefit, Wide choice of Investment Options
Cons Minimum premium to invest is 1 Lac
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71
BIRLA SUNLIFE WEALTH MAX PLAN Unit Linked A single pay unit linked plan that allows you to choose how your money is invested in 13 different funds
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Suitability For businessmen, individuals who wish to invest lumpsum without future payment liability
Min Age 3 years
Max Age 60 years
Min Premium Rs. 5 Lacs for 7 year term, 1 Lac for 10 & 15 yr term
Min Term 7 years
Max Term 15 years
Min Sum Assured -
Max Sum Assured -
Maturity Benefit Fund Value
Death Benefit Sum Assured or Fund Value, whichever is higher
Riders Not Available
Premium Payment Options Single Premium
Investment Options 13 Investment Options
Surrender Facility Available
Loan on Policy Not Available
Partial Withdrawal Available after 5 policy years
Tax Benefit on Investment As per chosen plan
Taxation on Income As per chosen plan
Pros Single Premium Plan, 13 Fund options, Guaranteed Additions from 6th year onwards
Cons Limited flexibility of chossing policy term
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73
BIRLA SUNLIFE WEALTH SECURE PLAN Unit Linked A plan that provides whole life coverage and long term savings growth
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Suitability For individuals looking for regular pay policy and whole life risk cover
Min Age 1 years
Max Age 60 years
Min Premium Rs. 20000
Min Term -
Max Term -
Min Sum Assured -
Max Sum Assured -
Maturity Benefit Fund Value
Death Benefit Sum Assured or Fund Value, whichever is higher
Riders Available
Premium Payment Options Yearly/Half yearly/Quarterly/Monthly
Investment Options 3 Investment Options
Surrender Facility Available
Loan on Policy Not Available
Partial Withdrawal Available after 5 policy years
Tax Benefit on Investment Available under section 8C of Income Tax Act
Taxation on Income Tax free under section 10(10D)
Pros Limited Pay Term, Whole Life Cover, Guaranteed Additions
Cons
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Risk Factor : All investments in mutual funds are subject to market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market and there can be no assurance that the fund's objectives will be achieved. Past performance of the Fund does not indicate the future performance of the Schemes of the Fund.
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