HDFC LTD

Period (months)	Monthly Income Plan	Quaterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
12	6.15 %	6.20 %	6.25 %	6.36 %	6.36 %
Minimum Amount (Rs)	20000	20000	20000	20000	20000
Maximum Amount(Rs)	5000000	5000000	5000000	5000000	5000000

Duration	12
Issuer	HDFC LTD
Institution	FINANCE COMPANY
Credit Rating	FAAA by Crisil, MAAA by ICRA
Cheque in Favour of	HDFC LTD
Tax Treatment of Income	Taxable Returns
Tax Benefit on Investment	Not Applicable
Withdrawal	Not Available
Specifications	Suitable for investors in lower tax bracket or looking for safety with guaranteed returns
Pros	Guaranteed Returns, High Degree of Safety, 0.25% extra return for senior citizens.
Cons	Taxable Returns, Suited for Investors in lower tax bracket