AUM in Cr 33.76
NRIs can create huge wealth by investing their hard earned money in Indian growth market. Investments can be made either lumpsum or through monthly SIP to meet long term goals like child education and own retirement.
Investguru suggests you the best mutual funds for NRIs in India and manages your portfolio so that you reach your financial goals with peace of mind.
PRINCIPAL EMERGING BLUECHIP FUND - GROWTH
Equity - FLEXI CAP
L&T HYBRID EQUITY FUND - REGULAR - GROWTH
Equity - BALANCED
FRANKLIN INDIA SHORT TERM INCOME PLAN - GROWTH
Debt - SHORT TERM INCOME
HDFC SMALL CAP FUND - GROWTH
Equity - SMALL CAP
MIRAE ASSET HYBRID - EQUITY FUND - REGULAR - GROWTH
TIP : Equity Funds average long term return is more than 15%.
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In a dynamic world, regular monitoring of fund performance and progress of financial goals is critical for financial success. Track and manage your investments with ease through Investguru’s Advanced Online Portfolio Tracker.
Get periodic portfolio review report and action plan from your dedicated Investguru Investment Advisor on personal basis. The alerts and notifications for asset re-balancing, financial goals completion, change in fund and more are provided online through the Investguru’s Advanced Online Portfolio Tracker.
An NRI other than a resident of United States and Canada can invest in various mutual funds in India. An NRI residing in USA or Canada can invest in select mutual funds with certain conditions.
Yes, an NRI can invest in any mutual fund scheme through SIP.
Choice of best mutual funds depends upon the financial goals, time horizon of investment, returns expectation and risk appetite of the investor. For a personalized solution, Schedule a Call with one of our financial advisors.
Be it wealth creation, child education planning or retirement planning, Investguru’s qualified and experience team of financial advisors makes sure that you invest in best mutual funds as per your goals. It also analysis and monitors your investments on a periodical basis. Know More about Investguru’s Advisory Services.
No, an NRI is not required to take RBI permission for investment in mutual funds in India. An NRI can invest on repatriable or non-repatriable basis.
Investments in mutual funds can be done through FCNR, NRE or NRO accounts.
Yes, an NRI can have a joint account with a resident Indian.
Yes, Upto three nominees can be added to your mutual fund investments.
No, all investments have to be made in Indian rupees.
To start investment in mutual funds a copy of PAN Card, Passport, overseas address proof and Indian address proof(optional) are required. Investment can be made through NRE/NRO/FCNR account only.
The principal as well as the interest of the funds in an NRI account can be repatriated only if a person holds either an NRE account or an FCNR account. In case of an NRO account, only interest earned on the account can be repatriated.
Taxation on gains is dependent upon various factors and can be discussed individually with the financial advisor.
Different TDS rates are applicable to equity and non-equity investments. For more details, you may speak to one of our financial advisors.
Where investments have been made on a repatriation basis, the redemption proceeds will be paid by means of a Rupee cheque payable to the NRE account of the investor, or else by a US dollar draft drawn at the then current rates of exchange subject to RBI procedures. Where investments have been made on non-repatriation basis, redemption proceeds will be paid by means of a Rupee cheque payable to the investor's NRO account.
Yes, on the change of residential status of an NRI mutual fund account can also be converted accordingly.
Investguru works as your personal financial advisor. It first understand your needs and suggests you well researched investments on the basis of your current investment profile and future financial needs(goals). It helps you in making these investments online or through physical forms and monitors them on periodical basis.
Investguru believes in reviewing every bit of money invested on regular intervals in order to keep up with the market. Your personal advisor will review your portfolio periodically and suggest you the changes for your portfolio, if needed.
Investguru provides a comprehensive online portal for you to plan and manage your investments better. Our online services helps you investment planning, analysis and updates, keeping track of portfolio progress and providing suggestive changes in your portfolio in line with your personal financial goals.
All investments are subject to market risk. However, our researchers make sure that your investments reap you the best possible returns. At any time, if the investment is not performing up to our expectations, we will review and revise your portfolio in order to continue to get the desired result.
InvestGuru does not charge any advisory fee from the clients. Investguru is directly remunerated by the fund houses and insurance companies.
InvestGuru works with you as your personal financial advisor. We recommends you to invest through us so that we provide the right advice in the beginning and can also keep track of your investments to support you throughout your investment period.
You can redeem your investments either online through your login id and password or by submitting physical forms. You may also let us know your requirement and we will help you to complete the documentation required for redemptions. After the redemption is made, you shall receive the money from the fund house/insurance company directly in your bank account, or through cheque(in some cases).
In that situation, your investments will still be safe and continue to perform as the your money is invested with SEBI registered mutual fund companies or IRDAI regulated insurance companies. The money is not invested or given to Investguru. InvestGuru works as your financial advisor only who maintains and manages your investments as per your goals.
No, investguru does not hold any right to buy or sell funds on your behalf. However, if you express your desire to make changes to your investments portfolio, Investguru will recommend the desired changes and will guide you through the process of making such changes. Any change is possible only with your approval, whether given electronically or through physical forms.
There is no extra risk of investing through Investguru other than the inherent market risks that comes with any investment.