HDFC RETIREMENT SAVINGS FUND-HYBRID-DEBT PLAN-REG(G)

Product name	Return type	1 yr(%)	3 yr(%)	5 yr(%)
HDFC RETIREMENT SAVINGS FUND-HYBRID-DEBT PLAN-REG(G)	market linked	5.33 %	8.45 %	7.49 %
BenchMark : NIFTY 50 Hybrid Composite Debt 15:85 Index	BenchMark Return	-	-	-
Value of Rs. 1,00,000 Invested	current value	105330	127552	143496

scheme objective	The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Category	Mutual Fund > Solution Oriented > Retirement Fund
Fund Type	Open Ended
Fund Manager	Srinivasan Ramamurthy
Minimum Amount for Lumpsum Investment (Rs.)	100
Minimum Amount for SIP Investment (Rs.)	100
Nav Date	05/02/2026
Nav	21.92
AUM (Cr.)	159.98
AUM Date	31/01/2026
Expense Ratio Currently	2
Expense Ratio Date Currently	31/12/2025
Modified Duration(Yrs)	-
Modified Duration Date(Yrs)	-
YTM	-
YTM Date	-
Entry Load	NIL
Exit Load	NIL - Upon completion of Lock-in Period
Tax Treatment of Income	20% short term capital gains tax, 12.5% long term capital gains tax on incremental gains above 1.25 Lakhs in a given financial year.
Tax Benefit on Investment
Withdrawal	Anytime
Pros
Cons
Risk Factor	All investments in mutual funds are subject to market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market and there can be no assurance that the fund's objectives will be achieved. Past performance of the Fund does not indicate the future performance of the Schemes of the Fund.